Afghanistan Payments System Directorate General
Afghanistan Payments System Directorate General, as the National e-Payment Switch of Afghanistan, and one of the directorates of Da Afghanistan Bank (DAB), has been operating since January 2021 and plays a leading role in developing and modernizing Afghanistan’s retail banking market through providing innovative electronic and mobile payment solutions that enhance the retail banking offering in the country.
Vision
To proactively encourage e-payment systems to foster a cashless society in Afghanistan and ensure that the country’s e-payment systems are secure, efficient, interoperable, authorized, accessible, inclusive, and aligned with international standards."
Mission
To provide a shared retail electronic payment infrastructure with full interoperability, featuring a low-cost, multi-channel switch for electronic payment processing and switching, card services, and mobile financial services, designed to deliver mutual benefits to all members and advance Afghanistan toward a cashless society.
Key Objectives
To provide interoperability among financial institutions in Afghanistan, establish a shared e-payment infrastructure, promote domestic card schemes, expand and enhance e-payment services, and provide international card schemes.
Roles
As the department responsible for the country’s payment system, it functions as Afghanistan’s national switch, a commercial payment gateway, and a bridge between the government and financial institutions to establish electronic payment regulations. It also promotes the domestic Afpay card scheme and serves as a link between financial institutions and international card schemes.
What We do
- Micro banking and investment, domestic card, international payment card, merchant management and supervision, SMS banking, mobile banking, IVR banking.
- Public Services, Customs Tax Payment, Income Tax Payment, Breshna Electricity Bill Payment, Other Public Services Payment
- Electronic Money Institutions (EMI), Interoperability, Prepaid Cards
- Payment Institutions (PI), ATM Driving & Monitoring, Prepaid Cards